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CAT INSURANCE

My deep interest in seeing every owner have Cat Insurance has developed over the past 18 years of my career. As a vet, I have had many very happy experiences, some sad times, frustrating situations, and stressful events.

When it's all said and done, though, I have a very privileged, satisfying career. However, one of the most frustrating, unhappy times occurs when a cat is in need of medical treatment or surgery, the owner deeply loves their cat, but the money required to treat the cat is absolutely out of the question.

It may be hard to imagine yourself in this situation if your cat is very young and healthy and stays indoors. Your kitty may be in perfect health. Today. What about tomorrow? What about next year? What about when she's 8 or 10 or 14?

What if your cat is outdoors and gets hit by a car? Or bitten by another animal? Or ingests a poisonous plant? What if she becomes hyperthyroid or diabetic as she ages? Is it going to be easy for you to come up with $1000.00 or $2000.00 or $4,000.00 if your cat suddenly has a problem and you have to either find that kind of money quickly or lose her? Cats commonly become ill or injured or acquire conditions when they're elderly. Now, more than ever, the state of our economy has made it difficult, if not impossible, for many of us to afford the quality care that's available or necessary to keep our cats alive and well.

You can't predict when such things are going to happen. Cats, in particular, are famous for appearing fine one day and very sick the next. Fortunately, the good news is that while you can't predict the future of your cat's health, you can prepare for it.

There are a few different ways you can prepare for unexpected pet expenses. By far, the easiest method and the way to get the most for your money and have peace-of-mind is to have Cat Insurance.

Do you realize that if you pay 10.00 per month, therefore $120.00 per year and you pay that for 18 years (a perfectable possible age you can hope your cat reaches), you will have spent $2160.00? Sound like a lot? Not when you think about the fact that you could spend that or more on ONE illness or one accident. In the course of 18 years, most cats experience far more than one accident or illness. There are a number of cat insurance plans available these days. Maybe you've already looked into some of them, but quickly became confused. It's sometimes difficult to understand what one plan offers that the other doesn't or why you should choose one Cat Insurance company over another.

Over time I have become really familiar with the various plans and I have become particularly impressed with QuickCare Pet Insurance Programs. Not only do they offer the most comprehensive, flexible pet care coverage - they also pay a higher percentage of your claim than their competitors. QuickCare understands that responsible pet ownership means visiting your veterinarian on a regular basis for routine treatments, vaccinations and examinations. However, they also know that statistics show that pets will require unexpected treatments from time to time throughout their lifetimes. They are well aware of the progress in veterinary medical care. They know that your vet is a highly skilled expert who has the ability to practice the latest medical techniques that are often required to return your pet to good health. Cat Insurance will assist you in managing the costs associated with high quality veterinary care. QuickCare Pet Insurance also offers you the flexibility of 4 different plans so you can pick the Cat Insurance that best suits your needs and your budget. They also offer discounts to certain groups, including multi-cat households.

Here's a quick summary of their various plans.

(A) QuickCare Gold

Best Value � All accidents and illnesses covered. � $100 Deductible

Priced From $18.95/month

Advantages of QuickCare Gold:

Head-to-Tail Coverage
Unlimited number of accidents covered
Coverage for over 6,000 illnesses
No maximum annual illness benefit restrictions
Enrollment as early as 8 weeks of age
When you enroll your cat in QuickCare Gold before the age of 10, your Cat Insurance coverage continues for the rest of its life
Deductible of $100
Under QuikCare Gold, you can choose from three levels of coverage, thereby allowing you to fine-tune your needs and budget even more.

(1) QuickCare Gold 90% Coverage
Coverage for an unlimited number of accidents up to $2,500 per accident.
QuickCare Gold also provides coverage for over 6,000 types of accidents and illnesses up to $2,500 per illness category for maximum lifetime illness coverage of $30,000.

(2)Reduce Your Monthly Premiums
Take advantage of a lower monthly premium by sharing the cost of veterinary care for unexpected illnesses and accidents.
Receive 70% Coverage for veterinary care fees in the event that your cat should suffer a covered condition.

(3)Double Your Illness Coverage
Provide double the illness protection for each illness category covered under QuickCare Gold.
Maximum lifetime illness coverage of $60,000.

(B) QuickCare Complete is also a great plan. It covers all accidents and illnesses with 70% coverage and $100 deductible, but also includes an annual wellness plan.

Enrollment can be as early as 8 weeks of age
QuickCare Complete will cover your pet for life - there is no need to move to a senior plan

QuickCare Complete offers your pet the most extensive accident and illness coverage available and wellness care benefits.

(C) QuickCare Accident Only � Selected accidents covered. � No illnesses covered. � 100% coverage $50 deductible

very low monthly rate

Advantages of QuickCare for Cats:

No co-payment ever
Fixed deductible $50
Enrollment as early as 8 weeks of age
No upper age limit for enrollment
No waiting period
No maximum annual or lifetime benefit on named perils
Unlimited number of (listed) accidents covered

When you want solid accident protection for your cat, QuickCare provides you with coverage for unlimited number of selected accidents, up to $2,000 per accident. Examples of accidents include:

An ingested foreign body needs to be surgically removed.
Medical treatment for injuries resulting from any form of motor vehicle accident.
Bone Fractures not caused by a motor vehicle accident.

Poison Ingestion
Medical treatment for an accidental laceration such as cut pads or dog/cat bites and abscesses.

Burns

Allergic Reaction to Insect Bites/Stings

(D) QuickCare for Indoor Cats

� Selected accidents and illnessses covered. � $50 accident deductible. � $200 illness deductibles
very low monthly rate

Advantages of QuickCare for Indoor Cats:

Fixed Deductibles
No co-payment, ever
Enrollment as early as 8 weeks of age
No waiting period
No upper age limit for enrollment
No maximum annual benefit on named perils and illnesses
Unlimited number of (listed) accidents covered

QuickCare for Indoor Cats provides you with coverage of up to $2,000 per accident. Coverage also includes the most common and prevalent illnesses suffered by indoor cats up to $2,500 per illness category. Examples of accidents or illnesses:

Feline Lower Urinary Tract Disease (FLUTD), Cancer, Infectious Disease, Feline Asthma, Diabetes Mellitus, Foreign Body Ingestion, Bone Fracture, Poison Ingestion, Medical treatment for injuries resulting from accidentally falling from an elevated dwelling, Bite Wounds and Bite Wound Abscesses, Burns, Euthanasia
Very low Monthly premium

There's many options to choose from, but don't let that intimidate you. Instead, realize the great advantage of using a company that gives you that flexibility.

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